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Commercial Auto Insurance
Commercial (or Business) Auto Insurance can cover a single auto used by a business or a fleet of vehicles owned and operated by a business.
The Commercial Auto policy is sometimes referred to as a Business Auto Policy and provides: Bodily Injury Liability, Property Damage Liability, Medical Payments, Personal Injury Protection (PIP), Uninsured Motorist and Underinsured Motorist as well as first party coverage for damage to your auto including Collision, Comprehensive or Specified Causes of Loss. The auto policy can also include Towing, Rental Reimbursement and Drive Other Car Coverage.
If you are the owner of a business and have a Commercial Auto policy, but do not have a Personal Auto Policy, you may need to purchase Drive Other Car Coverage to provide coverage for vehicles borrowed from a friend. Insurance needs can vary from business to business so you should talk with Porter-Brandenburg Agency to find out how to get the best coverage value for the money.
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