As you take a closer look at your employment roster, you may be thinking about those people who you trust with your business. If you operate a business in which you trust people to drive your customers around or to transport goods to and from one location to the next, you need to learn as much as possible about those individuals. Even if your employees use a company car to just transport themselves, you are still held liable for the instances and risks they cause.
Have You Learned More About Your Drivers?
As a company, it is important for you to choose employees that can do their job properly. However, it is also important to consider the amount of risk that individual provides to your business. If an employee is operating your vehicle and causes an accident, your business is on the hook for those risks. Your commercial auto insurance is likely to cover these types of losses, but, ultimately, it could mean your rates increase. For this reason, you need to make sure your drivers are the best professionals for the job. Are they safe drivers?
The only way to know if your drivers are safe is to conduct a background screening on them. You may be able to do this through various services. The goal is to learn:
- If they have been involved in numerous moving violations
- If they have been responsible for property loss
- Have they caused an accident for other companies previously?
The more information you have the better. Of course, you should follow all laws and requirements in your state in regards to what you are legally able to gather under your state’s laws. However, understanding the risks your drivers pose is important. As a business, you can be held liable for the actions or inactions they take that result in someone else’s loss. This can become costly. It is also important to have comprehensive commercial auto insurance to provide ample financial protection. Update your business insurance to match the level of risk present to you and to your company and be sure to take any step possible to minimize risks brought on by drivers.
Get the protection you need. Call Porter-Brandenburg Agency at (972) 234-5588 for a Dallas commercial auto insurance quote.