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Porter-Brandenburg Agency, Inc Blog: umbrella insurance

View the latest blog posts from Porter-Brandenburg Agency, Inc.

In 2017, comprehensive insurance coverage requires a bit of money. Today’s businesses understand the importance of protection, and they’re formulating high-tier umbrella insurance plans to stay competitive. Every industry is different, however, and each business has different needs. READ MORE >>

Risks come with your business. Perils like the weather, fires or theft may damage your property, inventory or assets. Someone may get hurt on your property. The products you sell might malfunction. In each of these cases, your business insurance could come in handy. READ MORE >>

A key component of commercial umbrella insurance is providing legal defense to its policyholders. Let’s say you are involved in a lawsuit in which a customer claims your product or service caused him or her harm. You may believe that the claim is false. Your insurer may side with you. READ MORE >>

Your children mean everything to you, but you may not think of them as liability risks. Could they be? What if your child allowed your pet to get out of the home and someone was bitten as a result? What if your teen caused a car accident that left significant damage to another person's property? READ MORE >>

As a homeowner, it’s your responsibility to maintain safety on your property—both for your family and for visitors. If a guest is injured in your home, you could be held responsible for the damages. This is especially true if the injury occurred because you failed to perform necessary maintenance or repairs. READ MORE >>

What if someone asked you whether or not you had an umbrella policy?   Would you consider it a silly question about your umbrella carrying habits?  As in, whether or not you take an umbrella out the door based on the forecast or the way the sky looked? READ MORE >>

Umbrella insurance policies are also known as excess liability policies and are considered an important part of insurance coverage for anyone with even a modest number of financial assets. Many insurance agents routinely advise that everyone should carry an umbrella policy, regardless of their income or assets. READ MORE >>

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