Thursday, December 31, 2020Unlike general liability insurance, which is for most general businesses, professional liability insurance is slightly more specific. Where general liability covers non-professional negligence, professional liability insurance covers professional negligence. READ MORE >>
Wednesday, October 21, 2020 Many business owners may think they face less risk the smaller their business is, but this isn’t necessarily true. Even small businesses can be at high risk for certain dangers and liability claims. One of the most common, convenient and affordable ways to insure a small business is to purchase a business owners policy. READ MORE >>
Tuesday, September 15, 2020 Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. READ MORE >>
Wednesday, August 26, 2020 One portion of most business owners policies, also called BOPs, is property insurance. It will cover the property and possessions the business owns. Property insurance will likely include restrictions on coverage, including its maximum limits and exclusions. READ MORE >>
Wednesday, July 29, 2020 If you own a vehicle for your business, then you will likely have to buy commercial auto insurance. Your policy might offer you coverage to pay for damage the vehicle sustains in wrecks. Most policies call this coverage collision insurance. It’s important to have if you ever will need help with repairs when a wreck occurs. READ MORE >>
Thursday, June 25, 2020 Working for yourself as an independent contractor can be extremely freeing and rewarding. With the ability to choose your own clients and projects, you have more freedom in your line of work. Unfortunately, you also have more risk. READ MORE >>
Wednesday, June 17, 2020Real estate investing can be a lucrative business. If you play your cards right, your rental property can provide a steady stream of income for many years. As OmniKey Realty, points out, it only makes sense to do all you can to protect your property. READ MORE >>
Wednesday, June 3, 2020Do you want to protect your home against water damage? Maybe you already face a flooding issue? Burst pipes in your laundry room or a flooded bathroom is a serious problem. As a homeowner, you want to take every precaution in order not to face these situations. READ MORE >>
Tuesday, May 26, 2020 Business insurance comes in many forms and policies. Directors and officers insurance (D&O) insurance is a common policy geared to protect a business’ board of directors and their officers. Professional liability insurance protects professionals in the face of claims. READ MORE >>
Monday, February 24, 2020Workers compensation insurance refers to a form of insurance that employers purchase to cover injuries and illnesses related to employment. Many states mandate that employers purchase a workers compensation insurance policy, so that employees who have been injured on the job receive payments. READ MORE >>
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