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It’s boating season.  Don’t let an accident sink your summer fun. If you own a boat you need boat insurance.  Some people assume their homeowners policy is all they need to protect their boat.  Not true.  Typically, homeowners policies have limited coverage for boats and may not cover injuries or accidents while you’re on the water. READ MORE >>

There has been a proliferation of hand-held electronic devices manufactured in recent years.  Almost everyone has a cell phone. In fact, mobile phones have become so pervasive and dependable that an increasing number of people have given up their home phones. READ MORE >>

When water goes where it shouldn’t, even a small leak can become a major problem.  Know what you’re covered for.  Sudden and accidental water damage – like burst pipes – are generally coverage by your homeowner’s insurance policy. READ MORE >>

Texas is the only state where employers are not required to participate in the workers compensation system.  Non participation in the workers compensation (WC) system does not let employers off the hook for being responsible for payment for injuries to employees. READ MORE >>

Since 1984 the Porter-Brandenburg Agency has written insurance for numerous contractor start-up companies and has advised new ventures on the proper amounts and types of insurance. It is our aim to continue to serve contractor start-ups including air conditioning and heating contractors, street a... READ MORE >>

Taking an inventory can help you determine the amount of coverage you need for personal property on your Homeowners policy. Most people who have a Homeowner’s policy, just accepted the standard set amount for personal property without really thinking about what they owned. READ MORE >>

Identify all who will require you to be insured. 1)      Identify the types of insurance that will be required by a third party such as a client, landlord, mortgagee or loss payee and ask for those requirements in writing. READ MORE >>

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