When it comes to protecting your business’ vehicles, you may not think much about it. You get the oil changed as the manufacturer recommends. You probably have the brakes looked at whenever they squeak. And you may even get the tires inflated on a regular basis.
However, there are steps you can take to improve the way your vehicles drive on the road. If you've filed multiple commercial auto insurance claims for your company's cars, now is a good time to look at what you can do to minimize such risks.
When it comes to business insurance, it's essential to focus first on the amount of coverage you have and ensure your vehicles each have a comprehensive plan that covers as many risks as possible. However, you also need to keep your vehicle in good condition to minimize claims against your commercial auto insurance policy. Here are the most important maintenance steps to take to help keep your drivers accident free.
- Keep all fluids topped off. Not only does this improve performance, but it also ensures the basics are covered, such as making sure your drivers can see out of the window clearly.
- Encourage your team to drive within posted speed limits and install a tracking device to monitor their road behaviors. According to the US Department of Energy, reducing speeds can reduce overall maintenance costs while simultaneously keeping the road safer.
- Check the tires. The tires should be checked before each trip out. Make it a procedure for your team to walk around the car to inspect for any air leaks to help prevent accidents.
- Have the brakes inspected every six months, or more frequently if your team operates vehicles all day long. Brakes that make any sound—squealing or whining for example—are at the highest risk of damage.
Most importantly, ensure there is regular maintenance to your vehicles. Having a certified mechanic inspect the vehicles each month can make a big difference in how safe your drivers are. And, safe drivers file fewer commercial auto insurance claims, which could help reduce your premiums as well.
Protect your business’ interests on the road. Call Porter-Brandenburg Agency at (972) 234-5588 for more information on Dallas commercial auto insurance.