Risks are common in business. In fact, you operate your business in a world where very few things are guaranteed, with the exception of risks to your business. Up to now, your planning has paid off in some areas. In other areas, maybe not so much.

When it comes to your commercial auto insurance, it’s likely you didn’t follow a plan. You may have purchased what you thought was a great value for your business. Unfortunately, research conducted by the National Council on Compensation estimates that work-related car accidents cost 65 percent more than the average insurance claim. If you haven’t factored in the real cost of commercial auto insurance when you purchased insurance, then you may not have the best insurance for your business.

Understand the Risks

In the past, driving has always been a precarious business activity. Beyond potentially placing an employee with a bad driving record behind the wheel, there are many driving risks great employee drivers face while driving. Employees could encounter:

• A reckless driver
• Traffic congestion with frequent braking
• Uneven pavement
• Brake failure

To make matters worse, these days, more people are distracted behind the wheel because they are talking on their phone or texting. All of these factors increase your employees’ chances of experiencing a wreck. As a result, you need enough auto insurance to cover the possibility of the worst case scenario.

Assign Monetary Value to Those Risks

You can remedy the problem of being under-insured by properly planning for your insurance needs. Our agents are trained to make financial assessments to determine the best insurance strategy for our customers. In doing so, we assess the potential financial ramifications of being in an accident, then we help you insure your business based on those numbers.

Purchase Insurance to Cover Your Risks

With an actual figure in mind, you will have more information about choosing the best commercial auto insurance to protect your business. With the right amount and type of commercial insurance on your fleet of vehicles, you can conduct business worry-free. Additionally, the right coverage helps you protect your business assets, which reduces the chances of your business filing for bankruptcy due to being sued for a car wreck.

We are in the business of protecting you from the unknown. With one call, you can do something about the risks plaguing your business each day. We urge you to contact us to discuss your current policy or a future policy you may be considering.

Get the protection you need. Call Porter-Brandenburg Agency at (972) 234-5588 for a Dallas commercial auto insurance quote.