Senior Living Centers
Church & Non-Profit

It’s boating season.  Don’t let an accident sink your summer fun.

If you own a boat you need boat insurance.  Some people assume their homeowners policy is all they need to protect their boat.  Not true.  Typically, homeowners policies have limited coverage for boats and may not cover injuries or accidents while you’re on the water.  To make sure you’re covered for a boat injuries, theft and damage, buy a watercraft insurance policy.

Tunes ups are not just for cars.  When you’re out on the water, make sure your gas tanks are vented and bilges are free of vapors, oil, waste and grease.  Carry a fire extinguisher and keep it charged.

Have your boats operating systems checked at least once a year by a certified marine technician.  The Coast Guard Auxiliary and United States Power Squadrons also offer free vessel safety checks.  For information, go to www.vesseslssafetycheck.org

Eight out of 10 boating fatalities happen with untrained captains at the wheel.  Experts say most boating accidents could be prevented by an experienced driver.  Make sure anyone who drives your boats is properly trained.  You also can save up to 15 percent on some boat insurance policies by completing a safety course with the Coast Guard Auxiliary or U.S. Power Squadron.  Check with your insurance agent to ask if your boat policy offers such a discount.

Carbon monoxide kills in minutes.  A typical engine puts our as much carbon monoxide as 188 automobiles – and passengers exposed to high levels can pass out in minutes. 

Turn off your engine when there are people in the water and don’t let passengers “ski” by holding on to the back of the boat.  You also can install a carbon monoxide detector for your boat for less than $100. 

Life preservers aren’t just for kids.  Hundreds of people drown in boating accidents every year – and nearly all of them were not wearing a life jacket.  It’s not enough to jut have life jackets aboard – you must wear them.  In an accident, people rarely have time to reach for a life jacket.  This rule applies to adults, too; more people in their 30’s die in boating accidents that any other age group.  New lighter, more comfortable and attractive life jackets are available today, making it even easier to get a passenger to suit up.

Posted 11:53 AM

Share |


Jocelyn McDonald said...
My dad just bought a boat, and I suggested he get insurance for it as soon as possible. Your article had some great points about the necessity of boat insurance, and I really liked how you mentioned to get the the boat inspected before putting it on the water. The coast guard provides free vessel safety checks, so Ill be sure to share this advice with my dad, and hopefully he gets the boat insured soon. http://www.veronicasinsurance.com/boat-insurance/
WEDNESDAY, JUNE 20 2018 8:42 AM

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

View Mobile Version
Chartered Life Underwriter
Independent Insurance Agent
Trusted Choice
CPCU Society
Porter-Brandenburg Agency, Inc.
Facebook Twitter Google LinkedIn