Wednesday, March 31, 2021As a contractor, you may hire subcontractors to finish certain projects. Unfortunately, subcontractors may not be covered completely under your typical contractors insurance designed to protect you and your employees. READ MORE >>
Friday, February 26, 2021Businesses want to believe that their directors, officers and other company executives are the best and brightest representatives of their interests. That’s why those who take these roles are often subject to significant vetting and oversight throughout the hiring process. READ MORE >>
Thursday, December 31, 2020Unlike general liability insurance, which is for most general businesses, professional liability insurance is slightly more specific. Where general liability covers non-professional negligence, professional liability insurance covers professional negligence. READ MORE >>
Wednesday, November 25, 2020Workers’ compensation is designed to protect your income if you get hurt while doing your job. Sometimes, this will include accidents that occur both on and off your business’s premises. What about if an accident happens in a car, however? Will you qualify for workers’ compensation? READ MORE >>
Wednesday, October 21, 2020 Many business owners may think they face less risk the smaller their business is, but this isn’t necessarily true. Even small businesses can be at high risk for certain dangers and liability claims. One of the most common, convenient and affordable ways to insure a small business is to purchase a business owners policy. READ MORE >>
Tuesday, September 15, 2020 Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. READ MORE >>
Wednesday, August 26, 2020 One portion of most business owners policies, also called BOPs, is property insurance. It will cover the property and possessions the business owns. Property insurance will likely include restrictions on coverage, including its maximum limits and exclusions. READ MORE >>
Wednesday, July 29, 2020 If you own a vehicle for your business, then you will likely have to buy commercial auto insurance. Your policy might offer you coverage to pay for damage the vehicle sustains in wrecks. Most policies call this coverage collision insurance. It’s important to have if you ever will need help with repairs when a wreck occurs. READ MORE >>
Thursday, June 25, 2020 Working for yourself as an independent contractor can be extremely freeing and rewarding. With the ability to choose your own clients and projects, you have more freedom in your line of work. Unfortunately, you also have more risk. READ MORE >>
Wednesday, June 17, 2020Real estate investing can be a lucrative business. If you play your cards right, your rental property can provide a steady stream of income for many years. As OmniKey Realty, points out, it only makes sense to do all you can to protect your property. READ MORE >>
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