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Home > Blog > Porter-Brandenburg Agency, Inc Blog Page 3
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Porter-Brandenburg Agency, Inc Blog Page 3

View the latest blog posts from Porter-Brandenburg Agency, Inc.

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Monday, June 14, 2021

Builders Risk Insurance Vs. Liability Coverage: How Each Benefit Works

For construction contractors, there is nothing more important than safeguarding your works in progress. After all, if something were to damage the property and interrupt your progress, then you might face a huge financial setback. At this point, it’s critical that you have builder’s risk insurance ready and waiting. READ MORE >>

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Thursday, May 20, 2021

What Part of a Business Owners Policy is Required?

A business owners policy, or BOP, is an insurance policy geared to cover small businesses in low risk industries. Most coverages under these policies are optional, but some may be required by state law or certain industries.  Coverage Under a Basic BOP  A basic BOP covers two main areas:  READ MORE >>

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Friday, April 30, 2021

What Injuries are Covered Under General Liability?

General liability insurance is coverage designed to protect businesses from a variety of common accidents, including when someone is injured on your business’ property.  If a customer slips and falls in your retail store, for example, general liability insurance can help cover the v... READ MORE >>

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Wednesday, April 14, 2021

The Importance of Commercial Auto Insurance Add-Ons

When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. READ MORE >>

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Wednesday, March 31, 2021

Does General Contractors Insurance Cover Subcontractors?

As a contractor, you may hire subcontractors to finish certain projects. Unfortunately, subcontractors may not be covered completely under your typical contractors insurance designed to protect you and your employees.  READ MORE >>

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Friday, February 26, 2021

Common Directors and Officers Claims

Businesses want to believe that their directors, officers and other company executives are the best and brightest representatives of their interests. That’s why those who take these roles are often subject to significant vetting and oversight throughout the hiring process.  READ MORE >>

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Thursday, December 31, 2020

Who Needs Professional Liability Insurance?

Unlike general liability insurance, which is for most general businesses, professional liability insurance is slightly more specific.  Where general liability covers non-professional negligence, professional liability insurance covers professional negligence. READ MORE >>

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Wednesday, November 25, 2020

Do Car Accident Injuries Qualify Me for Workers’ Comp?

Workers’ compensation is designed to protect your income if you get hurt while doing your job. Sometimes, this will include accidents that occur both on and off your business’s premises. What about if an accident happens in a car, however? Will you qualify for workers’ compensation? READ MORE >>

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Wednesday, October 21, 2020

What is the Best Insurance for a Small Business?

Many business owners may think they face less risk the smaller their business is, but this isn’t necessarily true. Even small businesses can be at high risk for certain dangers and liability claims.  One of the most common, convenient and affordable ways to insure a small business is to purchase a business owners policy. READ MORE >>

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Tuesday, September 15, 2020

Who Pays for Builder’s Risk Insurance?

Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. READ MORE >>

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