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Lady with plantsOften when homeowners think of their valuables, they don't consider landscaping. However, many bushes and trees are very valuable and would be quite costly to replace. In addition, trees can cause significant damage to your house if not properly taken care of. Let's examine some tips for homeowners.

Document Value

The value of your house will be increased by the landscaping. Therefore if a storm occurs and causes damage to the trees or shrubs, it may be worthwhile to recoup some of the lost value. In order to do this, you should document the value of your existing trees and shrubs before a storm arrives. Consider having a certified arborist provide an estimated value. In addition, keep receipts for landscape purchases.

Look For Issues

As a homeowner, you will want to protect your landscaping. It is wise to inspect for issues on a regular basis. Look for trees that are unstable or leaning. Cracked trucks or major limbs with cracks are both signs of a potential issue. Dead branches are another indication that you have an issue that needs to be addressed. If you identify any problems, be sure to address them immediately to avoid property damage.

Consider The Potential Impact Of The Weather

When you are looking at your trees, think about what would happen on a windy day or with a heavy snow storm. Do you have branches that hang over the roof or are entwined in the power lines? What would happen to these branches with high winds or heavy snow? If a healthy branch that isn't causing an issue on a nice day looks like it has the potential to cause damage when the weather changes, it should be addressed.

Landscaping can be a double-edged sword. While it can increase the value of your home it can also cause property damage. Be sure to take care of the landscaping around your home to prevent issues.

Get the right coverage for your property. Call Porter-Brandenburg Agency at (972) 234-5588 for more information on Dallas home insurance.
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