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Porter-Brandenburg Agency, Inc Blog Page 2

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A builders risk policy is a specially designed property policy that covers an owner’s and or builder’s interest in materials and fixtures being installed in property.  The builders risk policy can cover property being built from the ground up or during remodeling.  READ MORE >>

North Texas has a pattern of ice storms and heavy freezes during mid-to-late winter. If these occur, injury risks and property damage risks will beckon. Public properties, churches among them, should take proper precautions should a storm threaten. If this is your responsibility you might wonder where to start? READ MORE >>

Computer installation and repair services deal with sensitive equipment. If you don’t do your job correctly, you put both the machines and their owners at risk. You might want your liability insurance to step in to cover potential losses you cause. You’ll likely need property damage liability insurance in these cases. READ MORE >>

You already know that you need insurance coverage for your business. But how much do you understand about the general liability process? How do you know what it covers, the different types of risk, and how your industry plays a factor? Here are four tips to keep in mind when purchasing general liability insurance. READ MORE >>

If your business is hiring new executives or board members, they might ask you if you carry directors & officers (D&O) insurance. If you don’t know what this coverage is, it’s worth investigating. It might help company directors in a targeted, personal way. READ MORE >>

Workers’ comp insurance may cover the financial losses a person suffers after asbestos exposure. This is a highly-dangerous material. It is present in many building structures and materials. Asbestos exposure is difficult to treat, which is why avoiding exposure is critical. READ MORE >>

Everyone has laundry, and many clothes require specialty care. As a result, dry cleaners provide necessary services on which most of us rely. Those who leave clothing with a cleaner expect the clothes to remain safe. As a result, dry cleaners need to carry commercial insurance. READ MORE >>

As a contractor, you probably know that construction projects can get damaged from multiple hazardous events. Such losses could impact not just your company, but also you clients. The financial ramifications could prove hefty. One key to avoid such losses is to get builder’s risk insurance. READ MORE >>

Every business has a budget. And if you own a company vehicle, you’ll have to factor in that cost. Maintenance, fuel and of course, commercial auto insurance, will play a role in how much money you put into your vehicle. Since Texas requires almost everyone to carry auto insurance, you can’t get around this rule. READ MORE >>

Cleaning professionals provide widely-sought services. Everyone likes a clean home or business. They also want a cleaner’s work to meet their standards. So, if you run a cleaning business, you need to run a tight ship. To do your job, you and your employees will enter others' property regularly. READ MORE >>

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