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Family cookingAs the months and years tick by, a family’s financial needs are in a constant state of flux. Because of these evolving needs, it’s important to review your life insurance policy after major events to ensure that you maintain the right amount of coverage to protect your family.

But how do you know when it’s time to review your coverage? Here are ten reasons to take a look at your policy and discuss possible changes with your independent insurance agent.

  1. Having or adopting a child
  2. Getting married
  3. Getting divorced
  4. Buying a house
  5. Starting a new job
  6. Getting a promotion or significant pay raise
  7. Taking out a loan
  8. A child attending an expensive college
  9. Children who are no longer financially dependent
  10. A change in your health, positive or negative

All of these life events can influence your family’s coverage needs. For instance, having a baby may call for more coverage, while becoming an empty nester may allow you to reduce coverage. Let your independent agent be your partner in aligning your coverage with your current needs.

And remember, the need for more coverage doesn’t have to break the bank. Look into more affordable options, such as adding a term life insurance policy to your portfolio, which costs less than permanent life insurance.

Let us find you the best deal. Call Porter-Brandenburg Agency at (972) 234-5588 for more information on Dallas life insurance.

Posted 12:35 PM

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