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Porter-Brandenburg Agency, Inc Blog

View the latest blog posts from Porter-Brandenburg Agency, Inc.

In any question of insurance, when coverage is not legally mandated or otherwise required by a client, the defining determinant is whether you can cover the damages yourself should something happen. Insurance is there to cover risks that we cannot comfortably pay for ourselves. READ MORE >>

The BOP in BOP Insurance stands for Business Owners' Policy. It's a combination of different types of business insurance policies that usually includes commercial general liability insurance. What Does BOP Insurance Do? BOP insurance is designed to create a nearly complete package of insurance coverage for smaller businesses. READ MORE >>

Whether your business is in trucking or delivery or you simply employ a few drivers on your staff, driver safety instruction should be an integral part of your employee training. Below, we’ll outline the importance of driver safety instruction and offer a few tips for implementing a useful ... READ MORE >>

Contractors, from plumbers to electricians, usually run mobile businesses. After all, they generally have to visit other properties to be able to render the necessary services. So, when you are traveling for business, you need the appropriate motor vehicle insurance. READ MORE >>

As a business owner, you have to take personal responsibility for a lot of the conduct of your business. However, when the business performs poorly, or makes mistake, you could come under fire. You’ll want your business insurance to be able to help you out, but you have to have your coverage specified to protect you in addition to the business itself. READ MORE >>

Here is a unique situation. You hire a temporary worker. That individual then causes harm to one of your customers. Are you responsible for the losses? It is possible that you are. Your general liability insurance may help cover the customer’s losses. READ MORE >>

In the professional service industry, buying business insurance means getting errors & omissions (E&O) coverage. These policies are really important to both your own and your clients’ financial security. Yet, you have to keep them active. That means paying for them. READ MORE >>

If you get hurt while at work, you might want to file a claim against the company's workers' compensation. However, what if the accident occurs while you are not in the middle of work, such as on your lunch break? Will workers' comp be able to help you? When it comes to injuries sustained on break, workers’ compensation can become tricky. READ MORE >>

It’s no secret that roofing is one of the riskiest contracting jobs out there. That’s why small companies must work extra hard to protect themselves against potential accidents or lawsuits. Here’s what you need to know about the types of business insurance needed by roofing companies. READ MORE >>

Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. READ MORE >>

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