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Porter-Brandenburg Agency, Inc Blog

View the latest blog posts from Porter-Brandenburg Agency, Inc.

Here is a unique situation. You hire a temporary worker. That individual then causes harm to one of your customers. Are you responsible for the losses? It is possible that you are. Your general liability insurance may help cover the customer’s losses. READ MORE >>

In the professional service industry, buying business insurance means getting errors & omissions (E&O) coverage. These policies are really important to both your own and your clients’ financial security. Yet, you have to keep them active. That means paying for them. READ MORE >>

If you get hurt while at work, you might want to file a claim against the company's workers' compensation. However, what if the accident occurs while you are not in the middle of work, such as on your lunch break? Will workers' comp be able to help you? When it comes to injuries sustained on break, workers’ compensation can become tricky. READ MORE >>

It’s no secret that roofing is one of the riskiest contracting jobs out there. That’s why small companies must work extra hard to protect themselves against potential accidents or lawsuits. Here’s what you need to know about the types of business insurance needed by roofing companies. READ MORE >>

Construction takes materials, and it usually involves a budget. You therefore don’t want to have to worry about running out of hard assets while also running out of money. Nevertheless, you can’t predict every instance of asset loss. One frequent occurrence that you don’t want to happen on your site is theft or vandalism. READ MORE >>

Senior facilities might offer multiple services, from independent living to skilled care. One fact remains consistent: residents and their families expect safe and professional care. If they don’t receive it, lawsuits and other challenging claims may threaten the business. READ MORE >>

A builders risk policy is a specially designed property policy that covers an owner’s and or builder’s interest in materials and fixtures being installed in property.  The builders risk policy can cover property being built from the ground up or during remodeling.  READ MORE >>

North Texas has a pattern of ice storms and heavy freezes during mid-to-late winter. If these occur, injury risks and property damage risks will beckon. Public properties, churches among them, should take proper precautions should a storm threaten. If this is your responsibility you might wonder where to start? READ MORE >>

Computer installation and repair services deal with sensitive equipment. If you don’t do your job correctly, you put both the machines and their owners at risk. You might want your liability insurance to step in to cover potential losses you cause. You’ll likely need property damage liability insurance in these cases. READ MORE >>

You already know that you need insurance coverage for your business. But how much do you understand about the general liability process? How do you know what it covers, the different types of risk, and how your industry plays a factor? Here are four tips to keep in mind when purchasing general liability insurance. READ MORE >>

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